PM Vishwakarma Yojana 2026: Rs 3 Lakh Loan at 5%, Rs 15,000 Toolkit
📌Quick Facts & Summary
Key Benefit
PM Vishwakarma certificate and ID card.
Who Can Apply
Self-employed artisans in 18 trades like carpenter, blacksmith, goldsmith, potter, cobbler, mason, barber, tailor, washerman, basket maker, doll maker, fishing net maker and others.
Status / Deadline
CHECK BEFORE PUBLISHING 'APPLY NOW': the official portal says the registration target of 30 lakh (set till 2028) was already achieved in September 2025. Whether new registrations are still open was not confirmed. Portal also shows 24.4 lakh trained, 18.6 lakh toolkits, 6.26 lakh loans sanctioned.
Official Portal
Helpline
1800-267-7777 / 17923
Last Verified
15 October 2026
🔗 Important Action Links (Official Portals):
What is the Scheme?
Support for traditional artisans and craftspeople in 18 trades: recognition, training, toolkit, cheap loans and marketing help.
Also known as: Vishwakarma Yojana, artisan loan scheme
Who is it for?
Self-employed artisans in 18 trades like carpenter, blacksmith, goldsmith, potter, cobbler, mason, barber, tailor, washerman, basket maker, doll maker, fishing net maker and others.
Benefits and Financial Assistance
| # | Key Benefit / Entitlement Details | Category / Mode |
|---|---|---|
| 1 | PM Vishwakarma certificate and ID card. | Primary Benefit (DBT/Subsidy) |
| 2 | Basic training (5-7 days) with Rs 500 a day stipend; advanced training option. | Direct Support |
| 3 | Toolkit e-voucher of Rs 15,000. | Direct Support |
| 4 | Collateral-free loan: Rs 1 lakh (18 months) then Rs 2 lakh (30 months) at 5% interest. | Direct Support |
| 5 | Incentive for digital transactions and marketing support. | Direct Support |
Eligibility Criteria
Applicants must meet the following eligibility conditions:
- Age 18 or above, working in one of the 18 trades with hands and tools.
- One member per family.
- Should not have taken a similar loan under PMEGP, PM SVANidhi or Mudra in the last 5 years (unless repaid, as per guidelines).
- No family member in government service.
Documents Needed
Keep the following documents ready before submitting your application:
- ✓ Aadhaar
- ✓ Mobile linked to Aadhaar
- ✓ Bank account
- ✓ Ration card (for family details)
How to Apply Online (Step-by-Step)
- Registration is through CSCs using biometric Aadhaar authentication. Check pmvishwakarma.gov.in for details.
How to Apply Offline
- Go to a CSC with Aadhaar and bank details.
- Three-step verification: Gram Panchayat / ULB, district committee, State committee.
How to Check Application / Payment Status
- Log in on pmvishwakarma.gov.in with your mobile to check.
Official Website and Helpline Numbers
| Official Portal | https://pmvishwakarma.gov.in ↗ |
|---|---|
| Helpline / Contact | 1800-267-7777 / 17923 |
| Nodal Ministry | Ministry of Micro, Small and Medium Enterprises |
Important Dates & Milestones
Launched 17 Sep 2023. Registration target of 30 lakh reached Sep 2025 (portal). Checked 15 Oct 2026.
Frequently Asked Questions (FAQs)
❓ Is registration still open?
The 30 lakh registration target was met in Sep 2025. Check pmvishwakarma.gov.in or your CSC before you go.
❓ Is the Rs 15,000 given in cash?
No. It is an e-voucher for buying tools.
❓ What is the loan interest?
5% for the beneficiary; the government pays the rest.
❓ Can two people in my family apply?
No, one per family.
❓ Is a tailor eligible?
Yes, tailor (darzi) is one of the 18 trades.
Sources & Official References
All facts on this page were verified on 15 October 2026 from the following official government sources:
- PM Vishwakarma portal: https://pmvishwakarma.gov.in/ [blocked our server check (HTTP 000), likely IP/geo filtering; link taken from official search results, open it from India to confirm] ↗
- Scheme guidelines (PDF): https://www.dcmsme.gov.in/PMV-Ebook/PMV.pdf [resolves (HTTP 206)] ↗
- PIB factsheet Sep 2026 (PDF): https://static.pib.gov.in/WriteReadData/specificdocs/documents/2026/sep/doc_9881_20260916_11135601.pdf [resolves (HTTP 206)] ↗
Fact-Check Verification: This scheme entry was reviewed and fact-checked by Abhishek (govtschemes.net) using official PIB releases, ministry guidelines, and gazette records.
If you notice any outdated rule or change, please report a correction.
Related Central Government Schemes
Other central government schemes in the same sector and target audience:
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