Search Central Government Schemes

Direct income support for farmer families who own cultivable land. The money goes straight to your Aadhaar-seeded bank account.

Low-premium crop insurance. If your notified crop is damaged by drought, flood, pests, hailstorm or similar risks, you get a claim.

A revolving crop loan account for farmers, fishers and animal-rearing farmers. You draw money when you need it for seeds, fertiliser, feed and other costs.

A voluntary pension plan for small farmers. You pay a small monthly amount and the government adds the same amount. From age 60 you get a monthly pension.

Support for farmers to install solar pumps and solarise grid-connected pumps, and to set up small solar plants on farm land.

Cheaper loans for building farm-gate infrastructure like warehouses, cold storage, sorting units and primary processing.

A six-year push in 100 low-performing farm districts. It brings 36 existing schemes together to raise yields, irrigation, storage and credit.

Subsidy for fish farming, boats, cold chains, ponds, RAS and biofloc units, and welfare of fishers.

Free, cashless hospital treatment up to Rs 5 lakh per family per year at empanelled government and private hospitals.

Free hospital cover for every Indian aged 70 or more, with no income limit.

A free 14-digit health ID that links your health records like prescriptions and lab reports, with your consent.

Shops that sell quality generic medicines at much lower prices than branded ones. You can also apply to open a Kendra.

Money to build a pucca house for rural families who are homeless or live in kutcha or broken houses.

Help for urban families to build, buy or rent a pucca house, through four parts: BLC, AHP, ARH and the Interest Subsidy Scheme (ISS).

Free foodgrains every month to ration card holders under the National Food Security Act. You can take your ration from any ration shop in India.

One website to apply for most central and many State scholarships, including pre-matric, post-matric, merit-cum-means and NMMSS.

Pays fees and a yearly allowance for SC students studying after Class 10, from Class 11 up to PhD.

An umbrella of scholarships for OBC, EBC and DNT students: pre-matric, post-matric, top class school and top class college.

Education loans without collateral or guarantor for students admitted to top higher education institutions, with interest help for lower-income families.

One free hot cooked meal on school days for children in government and aided schools.

Paid internships in top companies for young people who are not in full-time study or jobs.

Free short-term skill training and certification, including new-age courses like AI, drones and solar.

Support for traditional artisans and craftspeople in 18 trades: recognition, training, toolkit, cheap loans and marketing help.

A free national registration for unorganised workers. You get a UAN card, and the portal links you to welfare schemes.

Incentives for people getting their first formal job and for employers who add new workers.

Free residential or non-residential skill training for poor rural youth, with placement in jobs.

Cash help for pregnant women and new mothers, so they can rest and eat well.

A savings account for a girl child with high, tax-free interest. Money is for her studies and marriage.

Helps rural women in self-help groups (SHGs) earn at least Rs 1 lakh a year, steadily, through training, credit and market links.

A pension account that parents open for a child. It turns into a normal NPS account when the child turns 18.

A zero-balance bank account for every adult without one, with a RuPay card, accident cover and an overdraft.

A safe 5-year deposit for people 60+ that pays interest every quarter.

A 15-year, government-backed savings account with tax-free interest.

One-year renewable life cover of Rs 2 lakh for Rs 436 a year, auto-debited from your bank account.

Accident insurance of Rs 2 lakh for just Rs 20 a year.

A voluntary pension scheme for unorganised workers. You and the government pay equal amounts until 60, then you get a monthly pension.

A guaranteed pension of Rs 1,000 to Rs 5,000 a month from age 60, for a small monthly saving.

An option under NPS for Central Government employees that gives an assured monthly payout after retirement.

Bank loan with a margin-money subsidy to start a new small business in manufacturing or services.

Collateral-free loans for small non-farm businesses through banks, NBFCs and MFIs.

Bank loans of Rs 10 lakh to Rs 1 crore for SC/ST and women entrepreneurs to start a new (greenfield) enterprise. New loans stopped after March 2025.

Small collateral-free working capital loans for street vendors, with interest subsidy and cashback for digital payments.

Recognition and support for new businesses: tax and compliance relief, IPR help, seed money via incubators, and VC funding via Fund of Funds.

A government-backed guarantee so banks can give business loans to micro and small units without collateral.

Credit-linked subsidy for small food units like pickle, papad, bakery, flour mill, dairy products and spices.

A free LPG connection for women from poor households, plus a targeted subsidy on refills.

Subsidy for putting solar panels on your home roof, so you can get up to 300 units of free power a month.

A discount on eligible electric two-wheelers, three-wheelers and other EVs, given at the time of purchase.

A legal guarantee of paid manual work for rural households. It replaced MGNREGA on 1 July 2026 and raised the guarantee from 100 to 125 days a year.

Piped tap water to every rural home, with regular and safe supply.

Rs 12,000 incentive to build a household toilet, plus village solid and liquid waste management (ODF Plus).

All-weather roads to unconnected villages.

Monthly pensions for poor elderly people, widows and persons with disabilities, plus a one-time family benefit when the main earner dies. States add their own money on top.

One national ID and disability certificate for persons with disabilities, valid across India.

A mission to give Particularly Vulnerable Tribal Groups (PVTGs) houses, water, roads, power, health, education and livelihoods.