Housing Schemes (Central Sector)
आवास • 2 Schemes Verified
Pucca houses with basic amenities for rural and urban homeless or low-income families. Below is the complete table and detailed summaries of all active and landmark central schemes under this category, verified on 15 October 2026.
Master Table: Housing Schemes
| # | Scheme Name | Key Financial Benefit | Target Beneficiary | Current Status | Action |
|---|---|---|---|---|---|
| 13 | PM Awas Yojana Gramin 2026: New List, Awaas Plus Survey, Status Also: PM Awas Gramin, gramin awas yojana | Rs 1.20 lakh in plain areas. | Rural homeless and kutcha-house families picked from SECC 2011 / Awaas+ lists and verified by the Gram Sabha. | Updated 2026 | Read Details → |
| 14 | PMAY Urban 2.0: Rs 2.5 Lakh Help, Rs 1.8 Lakh Loan Subsidy, Apply Also: PM Awas Urban, PMAY 2.0, home loan subsidy | BLC / AHP (EWS only): Rs 2.5 lakh total government help per house. Centre gives Rs 2.25 lakh in NE, Himalayan States and UTs with legislature, Rs 2.5 lakh in other UTs, and Rs 1.5 lakh in other States (the State adds at least Rs 1 lakh). | Urban EWS, LIG and MIG families with no pucca house anywhere in India. | Replaced | Read Details → |
Scheme Profiles & Quick Facts
13. PM Awas Yojana Gramin 2026: New List, Awaas Plus Survey, Status
Ministry: Ministry of Rural DevelopmentNote: Changed: extended to March 2029 for 2 crore more houses; new Awaas+ 2024 survey app with face authentication.
What it gives: Money to build a pucca house for rural families who are homeless or live in kutcha or broken houses.
Who is eligible: Rural homeless and kutcha-house families picked from SECC 2011 / Awaas+ lists and verified by the Gram Sabha.
14. PMAY Urban 2.0: Rs 2.5 Lakh Help, Rs 1.8 Lakh Loan Subsidy, Apply
Ministry: Ministry of Housing and Urban AffairsNote: Changed: PMAY-U (2015) replaced by PMAY-U 2.0 from 1 Sep 2024; old CLSS replaced by ISS. Helpline numbers carried from the old scheme; verify.
What it gives: Help for urban families to build, buy or rent a pucca house, through four parts: BLC, AHP, ARH and the Interest Subsidy Scheme (ISS).
Who is eligible: Urban EWS, LIG and MIG families with no pucca house anywhere in India.