PM Shram Yogi Maandhan: Rs 3,000 Pension for Workers, Apply
📌Quick Facts & Summary
Key Benefit
Minimum Rs 3,000 a month pension after 60.
Who Can Apply
Unorganised workers aged 18 to 40 earning up to Rs 15,000 a month.
Status / Deadline
No issues found. Facts checked 15 Oct 2026.
Official Portal
Helpline
14434 (shown on maandhan.in)
Last Verified
15 October 2026
🔗 Important Action Links (Official Portals):
What is the Scheme?
A voluntary pension scheme for unorganised workers. You and the government pay equal amounts until 60, then you get a monthly pension.
Also known as: Shram Yogi pension, labour pension 3000
Who is it for?
Unorganised workers aged 18 to 40 earning up to Rs 15,000 a month.
Benefits and Financial Assistance
| # | Key Benefit / Entitlement Details | Category / Mode |
|---|---|---|
| 1 | Minimum Rs 3,000 a month pension after 60. | Primary Benefit (DBT/Subsidy) |
| 2 | You pay Rs 55 to Rs 200 a month; the Centre matches it. | Direct Support |
| 3 | 50% family pension to spouse after death. | Direct Support |
Eligibility Criteria
Applicants must meet the following eligibility conditions:
- Age 18 to 40; monthly income up to Rs 15,000.
- Not in EPFO, ESIC or NPS (government-funded), not an income tax payer.
Documents Needed
Keep the following documents ready before submitting your application:
- ✓ Aadhaar
- ✓ Savings / Jan Dhan account with IFSC
- ✓ Mobile
How to Apply Online (Step-by-Step)
- Self-enrol on maandhan.in with Aadhaar and bank details.
- Set up auto-debit.
How to Apply Offline
- Enrol free at a CSC; pay first contribution in cash.
How to Check Application / Payment Status
- Log in on maandhan.in or ask at the CSC.
Official Website and Helpline Numbers
| Official Portal | https://maandhan.in ↗ |
|---|---|
| Helpline / Contact | 14434 (shown on maandhan.in) |
| Nodal Ministry | Ministry of Labour and Employment |
Important Dates & Milestones
Open. Checked 15 Oct 2026.
Frequently Asked Questions (FAQs)
❓ How much do I pay?
Rs 55 to Rs 200 a month, by age.
❓ Can I also join APY?
PM-SYM rules exclude members of some schemes; ask at CSC.
❓ What if I stop paying?
Exit rules let you get your contributions back with interest.
❓ Who can't join?
EPFO/ESIC members and income tax payers.
Sources & Official References
All facts on this page were verified on 15 October 2026 from the following official government sources:
- Labour Ministry PM-SYM page: https://www.labour.gov.in/offerings/schemes-and-services/details/pm-sym-QTOzATMtQWa [resolves (HTTP 200)] ↗
- Maandhan portal: https://maandhan.in/ [blocked our server check (HTTP 000), likely IP/geo filtering; link taken from official search results, open it from India to confirm] ↗
- PIB on PM-SYM / PM-KMY: https://www.pib.gov.in/PressReleasePage.aspx?PRID=2227134&lang=1®=3 [resolves (HTTP 200)] ↗
Fact-Check Verification: This scheme entry was reviewed and fact-checked by Abhishek (govtschemes.net) using official PIB releases, ministry guidelines, and gazette records.
If you notice any outdated rule or change, please report a correction.
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Other central government schemes in the same sector and target audience:
Notice: govtschemes.net is not a government website. We are an independent information site. Always confirm eligibility and apply only on official government portals.